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What Is Debt? Types, purposes, and misconceptions

Suppose you want a ₹20,000 smartphone but have only ₹5,000. You borrow ₹15,000 from a bank, promising to repay with interest. This is an example of debt—borrowing money to pay later. In India, people frequently borrow for houses, cars, or...
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Sustainable Giving: How to Make Your Donations Last

Making a difference through charitable giving is more than a one-time act—it’s about creating long-term impact. As donors become...
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